Gold Coins vs. Gold Bars in Germany – Which is Better to Buy?
A comparison between investment coins (Krugerrand, Maple Leaf) and LBMA gold bars at banks and dealers in Germany.
Gold Bars
LBMA-certified bars from 1g to 1kg with serial numbers and certificates.
- ✓ Lowest premium (Aufgeld) per gram
- ✓ Easy valuation and bank acceptance
Gold Coins
Globally recognized bullion coins like Krugerrands, Maple Leafs, and Wiener Philharmonikers.
- ✓ Great flexibility for partial sales
- ✓ Historical and geopolitical crisis currency value
📊 Tableau comparatif détaillé
| Critère | Gold Bars | Gold Coins |
|---|---|---|
| Premium (Aufgeld) | Very low (especially on large bars) | Medium (due to minting costs) |
| Flexibility & Partial Selling | Medium (all-or-nothing sell) | Very high (coins can be sold individually) |
📈 Évolution historique des cours
🧮 Calculateurs & Outils
❓ Foire Aux Questions
❓ Are coins and bars equally tax-free?
Yes, both are 100% exempt from VAT in Germany as long as they meet the investment gold requirements under § 25c UStG (minimum purity of 995/1000 for bars and 900/1000 for coins minted after 1800).
Rédacteur en chef et analyste senior des métaux précieux
Analyse de marché vérifiée et conformité avec le droit fiscal allemand (§ 25c UStG et § 23 EStG).