⚖️ Guide Comparatif
Gold vs. Silver in Germany – Which Offers Better Inflation Protection?
A comparison of investing in gold and silver in Germany, focusing on growth rates, tax differences, and price volatility.
Gold (Gold / XAU)
The world's primary safe haven with high liquidity and stability against currency devaluation.
Caractéristiques principales :
- ✓ Fully exempt from VAT (0% MwSt)
- ✓ Lower price volatility
- ✓ Easier storage due to high value density
Silver (Silver / XAG)
An essential industrial metal with high growth potential, though subject to standard VAT in Germany.
Caractéristiques principales :
- ✓ Affordable entry price
- ✓ High growth potential from industrial demand
📊 Tableau comparatif détaillé
| Critère | Gold (Gold / XAU) | Silver (Silver / XAG) |
|---|---|---|
| VAT in Germany | 0% MwSt (exempt) | 19% MwSt (standard tax rate) |
| Industrial Demand | approx. 10% | over 50% |
| Price Volatility | Very low / stable | Moderate to high |
📈 Évolution historique des cours
Min : – Max : – Moy : –
Source : Conseil mondial de l'or / Banque mondiale (Moyennes mensuelles). Converti en temps réel.
🧮 Calculateurs & Outils
❓ Foire Aux Questions
❓ Why is gold preferred over silver in Germany?
Mainly due to the tax advantage: investment gold is legally exempt from the 19% VAT under § 25c UStG, whereas silver bullion and coins are taxed at the full 19% rate.
Ehsaan Batt Rédacteur vérifié
Rédacteur en chef et analyste senior des métaux précieux
Analyse de marché vérifiée et conformité avec le droit fiscal allemand (§ 25c UStG et § 23 EStG).
Vérifié et mis à jour: 17 septembre 2026