⚖️ Comparison Guide
Gold Coins vs. Gold Bars in Germany – Which is Better to Buy?
A comparison between investment coins (Krugerrand, Maple Leaf) and LBMA gold bars at banks and dealers in Germany.
Gold Bars
LBMA-certified bars from 1g to 1kg with serial numbers and certificates.
Key Features:
- ✓ Lowest premium (Aufgeld) per gram
- ✓ Easy valuation and bank acceptance
Gold Coins
Globally recognized bullion coins like Krugerrands, Maple Leafs, and Wiener Philharmonikers.
Key Features:
- ✓ Great flexibility for partial sales
- ✓ Historical and geopolitical crisis currency value
📊 Detailed Comparison Table
| Feature | Gold Bars | Gold Coins |
|---|---|---|
| Premium (Aufgeld) | Very low (especially on large bars) | Medium (due to minting costs) |
| Flexibility & Partial Selling | Medium (all-or-nothing sell) | Very high (coins can be sold individually) |
📈 Historical Price Movement
Min: – Max: – Avg: –
Source: World Gold Council / World Bank (Monthly averages). Live rate converted.
🧮 Related Calculators & Tools
❓ Frequently Asked Questions
❓ Are coins and bars equally tax-free?
Yes, both are 100% exempt from VAT in Germany as long as they meet the investment gold requirements under § 25c UStG (minimum purity of 995/1000 for bars and 900/1000 for coins minted after 1800).
Ehsaan Batt Verified Editor
Editor & Senior Precious Metals Analyst
Fact-checked market analysis & compliance review with German tax codes (§ 25c UStG & § 23 EStG).
Fact-Checked & Updated: September 17, 2026